This article is for Irish business owners and startup founders who are deciding whether to use their home address as their company's registered office.
If you're concerned about privacy risks, legal requirements, or whether you need a professional registered office service, this guide covers what documents get served to your registered office, the privacy implications of using your home address, and how virtual office services work as an alternative.
Key Takeaways
• Your registered office address becomes permanently public on the CRO register, exposing your home to anyone searching for €3.
• Documents served at your registered office are legally valid even if uncollected, meaning court proceedings can advance without your knowledge.
• Using your rented home as a registered office likely breaches your tenancy agreement and requires explicit written landlord permission.
• You must file Form B10 within 14 days of changing your registered office address or face potential penalties.
• Virtual office services (€99-€500 annually) keep your home address private while ensuring all legal correspondence is properly handled.

What is a registered office?
A registered office is the official address where your company can be contacted for legal and regulatory purposes, serving as the formal communication point between your company and authorities.
Every Irish company is required to maintain a registered office at all times.
The registered office must be a physical address in Ireland where documents can be delivered during normal business hours.
Post office boxes cannot serve as registered office addresses under Irish company law.
Does the registered office address become public?
Yes, the registered office address is published on the public register maintained by the Companies Registration Office and anyone can search for and view this information.
The address appears in multiple public documents:
- Certificate of incorporation issued when the company forms
- Annual returns filed each year with the CRO
- Public searches of the company register available online
- Various notifications and forms filed with the Registrar
There is no way to keep the registered office address private once you incorporate a company.
What legal documents come to the registered office?
The registered office receives all official correspondence and legal documents relating to the company, making it the primary service address for both routine and critical communications.
Documents served at the registered office include:
- Court proceedings including summons, claims, and legal actions against the company
- Revenue notices about tax assessments, audits, and compliance matters
- CRO correspondence regarding annual returns, late filing penalties, and company status
- Statutory demands requiring payment of debts within 21 days
The Companies Act 2014 establishes that service of documents at the registered office constitutes valid legal service on the company.
What are the privacy risks?
Using your home address as registered office exposes your personal residence to anyone who wants to find you, creating several significant privacy and security concerns.
Anyone can find your home address by searching the company register for a few euros.
Former employees, unhappy customers, or competitors can easily locate your residence.
Process servers can appear at your home to deliver legal documents at inconvenient times.
Your family members may receive company correspondence or have to deal with visitors looking for the company.
Do you need landlord permission?
Most residential tenancy agreements prohibit using the property for business purposes without the landlord's explicit written consent.
Using your rented home as a registered office likely constitutes business use under your tenancy agreement.
Check your lease carefully for clauses about business activities or commercial use of the property.
Landlords often refuse permission because business use may affect their insurance coverage or breach their mortgage terms.
Proceeding without permission could constitute a breach of your tenancy agreement and provide grounds for eviction.
What about mortgage lenders?
Residential mortgages typically include restrictions on using the property for commercial purposes, and lenders may require notification or consent before you use the address as a registered office.
Your mortgage agreement likely defines the property as your private residence only.
Using the address for business purposes might technically breach your mortgage terms.
Some lenders require you to switch to a commercial mortgage if the property has business use.
Most lenders adopt practical approaches but you should review your mortgage documentation and consider notifying your lender.
What happens if documents aren't collected?
The Companies Act 2014 deems documents properly served even if no one actually collects them from the registered office, meaning you can miss critical deadlines without knowing documents were delivered.
It is important to be aware that court proceedings can proceed to judgment without your knowledge if summons goes uncollected.
Tax assessments become final if Revenue notices aren't collected and responded to within deadlines.
In addition, companies can be struck off for failing to respond to CRO correspondence served at the registered office.
Remember, you remain legally responsible for documents served at the registered office whether or not you actually receive them.
How does service of proceedings work?
Documents can be served by leaving them at the registered office during business hours. Service by post to the registered office is also valid.
The company is deemed to have received properly served documents whether or not anyone actually reads them.
This means legal proceedings can advance even if you never actually see the documents delivered.
Can you use a virtual office?
Yes, virtual office providers offer registered office services that allow you to use their business address while they handle all correspondence received, though you must ensure the provider offers compliant services under Irish company law.
The provider must have physical premises where documents can be served during business hours.
Most providers scan and email correspondence to you the same day it arrives.
You typically pay annual fees ranging from €99 to €500 depending on service levels.
The provider's address appears on the public register instead of your home address.
How do you change registered office address?
You must notify the Registrar within 14 days of changing your registered office address by filing a Form B10.
The process involves:
- Pass a directors' resolution approving the change of registered office
- Complete Form B10 with old and new addresses and the date of change
- File Form B10 with the CRO including any filing fee
- Update company documentation with the new address
- Notify banks, Revenue, and other stakeholders of the change
The change takes effect from the date specified in the resolution, not when the CRO processes the form.
What are the benefits of professional services?
Set out below are the benefits of using professional services:
- Professional registered office services provide significant privacy and administrative advantages that often justify their modest annual cost for many companies
- Your home address stays private and off the public register completely
- The provider ensures all correspondence is collected, scanned, and forwarded promptly to you
- You avoid unexpected visits from process servers or others seeking the company
- Professional addresses often appear more credible to clients and partners than residential addresses
- You can change home address without needing to update the registered office with CRO

Laura Ryan is a practising Barrister at the Bar of Ireland. She graduated from the Honourable Society of King’s Inns in 2024, having previously qualified and practised as a Chartered Accountant in a big four accounting firm.













